Mortgage guidance for buyers, homeowners & investors
Neev Pettel · NMLS #2644881 (831) 247-3062
MORTGAGES WITHNEEV PETTEL
EXPERT MORTGAGE SOLUTIONS

Financing for
your next move.

Specialized mortgage guidance for homebuyers and investors. Explore lending solutions tailored to your property, financial picture, and goals.

Not sure where to start? Find your loan path
Neev PettelWork directly with Neev Pettel
Loan strategist · NMLS #2644881
Contemporary home with warmly lit entry at dusk
Home starts here.Clear options. Real guidance.
BUY. INVEST. REFINANCE. MORTGAGES WITH NEEV PETTEL
Personal guidance
Multiple loan paths
NMLS #2644881
Direct access to Neev
Neev Pettel, mortgage loan strategist
NEEV PETTEL NMLS #2644881
THE PERSON BEHIND THE PLAN

An expert in the details. A partner in the process.

Neev started his mortgage career in loan processing. That behind-the-scenes experience helps him prepare clients early, explain the tradeoffs, and guide financing through closing.

Clear, personal advice

Understand options in plain language and choose what fits your goals.

Solutions for complex scenarios

From DSCR investments to self-employed income and high-value properties.

Attention through closing

A real person to call when documents, timing, or questions come up.

Meet Neev
KNOW YOUR NUMBERS

Make the math make sense.

Payment, rental property DSCR, home equity, and refinance tradeoffs — all in one place, with a dedicated guide for each tool.

All calculators

Mortgage payment

Explore principal, interest, and recurring housing costs.

YOUR ESTIMATE

$2,875/month

Estimated monthly housing cost

Principal & interest$2,275
Property tax$450
Home insurance$150
HOA + mortgage insurance$0
Loan amount$360,000
Down payment$90,000
Scheduled lifetime interest$459,160
Review my scenario with Neev

Illustration only, rounded to the nearest dollar. This is not a rate quote, preapproval, credit decision, or commitment to lend. Actual rates, fees, terms, taxes, insurance, and qualification vary. This models a fixed-rate, level-payment loan and assumes extra payments go toward principal without a prepayment penalty. Taxes, insurance, HOA, and mortgage insurance may change.

SIMPLE FROM THE START

A clear path from what if to what's next.

01

Tell us the plan

Share your goals, timing, and the details that make your situation yours.

02

Compare your options

Review potential programs, estimated costs, documents, and tradeoffs.

03

Move with confidence

Get guidance through application, underwriting, and closing.

See the full process
CLIENT REVIEWS

Good guidance makes a difference.

All reviews
Marcus B.★★★★★
I cannot recommend Neev highly enough! Buying a home can be an incredibly stressful and complicated process, especially when unexpected challenges arise, but Neev went above and beyond to make sure we felt supported every step of the way. He was incredibly responsive, knowledgeable, patient, and dedicated to helping us find a way forward, even when things got complicated. He took the time to explain everything clearly, answer all of our questions, and explore every possible option to help us get to the finish line. What really stood out was how much he genuinely cared about our situation and how committed he was to making things work for us. We never felt like just another transaction. Having someone so attentive and willing to go the extra mile made an enormous difference in our experience. If you're looking for a mortgage professional who is hardworking, trustworthy, communicative, and truly invested in his clients, I wholeheartedly recommend Neev. We are so grateful for all of his hard work and couldn't have asked for a better person to guide us through this process!
David N.★★★★★
Neev thank you for your help
Karen B K.★★★★★
He made the impossible
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YOUR NEXT MOVE STARTS HERE

Let's build a smarter mortgage plan.

Tell Neev what you're working toward. Get clear answers and options tailored to the move you're making.